Frequently Asked Questions
How much does therapy cost?
I charge $250 per session. Intakes are $300. I raise my prices annually (if needed), to account for rising costs.
How long are sessions?
Cash sessions are 50-minutes by default. For insurance clients, session length is based on medical necessity and billed accordingly.
Which insurances do you take?
Currently, I accept Optum, Medica, and UHC.
What if you don’t take my insurance?
If I don’t take your insurance, you may still get reimbursed using your out-of-network benefits. I’ve partnered with Mentaya which, for a small fee, submits those claims for you. Use their widget to estimate your out-of-pocket cost.
Here are some questions to ask your insurer about out-of-network coverage.
What are my out-of-network benefits for outpatient mental health?
Is there a deductible to meet before coverage applies? How much have I met?
Is there a limit to how many sessions are covered each year? If so, what is it?
What is the "allowed" amount that will be reimbursed for sessions?
Do I need pre-authorization to begin?
Are telehealth sessions covered?
Are there any additional restrictions or fine-print details I should be aware of?
How frequently do we meet?
I believe in meeting no more or less than necessary. Meet too often, and we risk therapy losing its impact; meet too infrequently, and we risk it losing momentum. So, session frequency depends on what makes the most sense and will be a collaborative decision between us.
What is your cancellation policy?
If you cancel with less than 24 hours notice, you are billed the full-session fee. See more about my cancellation policy, here.
Can we have a consult before I schedule my first appointment?
Of course! Above all, I want to ensure we're a good fit. I don’t want to waste your time or money, either. So if I don’t think I’m the right therapist for you, I’ll say so. Above all, I want to do work that impacts your life, and that starts with finding the right match.
If you want to schedule a free 15-minute consult before meeting, your best bet is to use my Contact Form, email (DrJimMosher@MosherPsych.com), or call (612-238-8988).
What if I already know I want to work with you? Can I just schedule right now?
Absolutely! You can click here to schedule via Simple Practice.
